Do you know what you own?
No one wants to think about being in a situation where their home is destroyed, but being prepared is important.
Would you be able to give the insurance company a list of items you have in your home if something happened tomorrow?
Chances are you would forget many items if you were listing them from memory. Video tape the contents of your home every few years for insurance purposes.
Record the contents of your home
Use a video camera to scan each room. Make sure you record all major electronics, appliances, and furniture. Open closets and cabinets and scan the contents. Don’t forget the contents in your garage.
Talk as you scan
Give verbal descriptions of items such as “Dell M1210 laptop” as you scan the room. It would be nearly impossible to read model numbers from the video, so use your voice to add the details or make a list of the more expensive items to store with the video tape.
Include valuable collections
Have a large jewelry collection or coin collection? Lay it on a table and record each piece. Don’t forget tools and supplies for hobbies you have,as they can be expensive to replace.
Keep the video in a safe place
Burn your video to a DVD if you can. Store the DVD or tape in your safe deposit box at the bank.
Don’t have a video camera?
Borrow one from a friend, or take lots of pictures and write information on the back of the photo, noting details such as the brand and model.
Great tips and wonderful insight. Instead of taking the time to write everything the idea of recording while giving the details of the items is really ingenious. At least with the video film every one can see the items unlike a list.
Chadrack recently posted..Dofollow Blogs and Spam Comments – What’s the way out
I think you tend to miss stuff with a list since you would focus on the big things. But smaller items do add up fast when it comes to replacing them.
Hey Melinda, great idea. Here’s another tip – my sister is an insurance claims adjuster and she specializes in valuing homes that have been destroyed. When it comes to clothing (like furs or expensive handbags) many items lose value after 3 years! So if you’re ever in a situation, tell your adjuster that you just brought a new wardrobe in the last 6 months due to all of the weight you just lost (or gained in my case).
Thanks!
Ileane recently posted..Readability for Chrome